Disclaimer & Terms

1. No investment advice

Halal Stock Picks (the “Site”) is a financial publication operated for informational and educational purposes only. Nothing published on this Site constitutes investment advice, a recommendation to buy or sell any security, an offer or solicitation to participate in any investment strategy, or a representation that any security is suitable for any particular investor.

We are not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities regulator. We do not have a fiduciary relationship with any reader, subscriber, or visitor.

2. Publisher status

All content on this Site is impersonal, published for general circulation, and applies equally to every reader regardless of individual financial circumstances, investment objectives, risk tolerance, or tax situation. We do not collect or consider any individual’s financial information when generating signals or commentary, and we do not tailor recommendations to any specific person or account.

Signals are produced by deterministic algorithms applied to publicly available price and fundamental data. The same signal is shown to every visitor at the same time.

3. Risk disclosure

Investing in securities involves substantial risk of loss, including the potential loss of principal. Algorithmic and technical-analysis-based signals are derived from historical price data, which is not a reliable predictor of future price movements. Markets can and do behave in ways that no model anticipates.

Past performance is not indicative of future results. Any performance statistics displayed on the Site (including win rates, confidence scores, and per-ticker outcome counts) reflect historical signals only and do not guarantee that future signals will perform similarly.

You should never invest money you cannot afford to lose. You should consult a licensed investment adviser before making any investment decision.

4. Halal screening disclaimer

The halal screen on this Site applies AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) guidelines to public financial data on a best-effort basis. Inputs come from third-party providers (currently Yahoo Finance) and may be incomplete, outdated, or incorrect.

The screen is not a substitute for review by a certified Shariah board.Different scholars and certification bodies apply different thresholds and exclusions. A “Passed” status on this Site does not certify that a security is Shariah-compliant for your specific circumstances or for the school of jurisprudence (madhhab) you follow. Always consult a qualified Shariah scholar before relying on any screening result.

5. No fiduciary or advisory relationship

Use of this Site does not create an investment-advisory, brokerage, fiduciary, or agency relationship between you and Halal Stock Picks or its operators. We owe you no duty of loyalty or care beyond delivering the Site in accordance with these terms.

6. Affiliate disclosure

Some links on this Site (clearly labelled where they appear) are affiliate links. If you click one and open an account or take a qualifying action with the destination broker, we may receive a referral fee at no additional cost to you. We are not paid to recommend any particular security; affiliate relationships are only with the brokers through which a position might be opened.

We never recommend a broker we would not be willing to use ourselves, but you should evaluate each broker’s product offering, fees, Shariah-compliance practices, and regulatory standing independently before opening an account.

7. Information “as is”

All content is provided “as is” and “as available,” without warranty of any kind, express or implied. We make no warranties regarding the accuracy, completeness, timeliness, or reliability of any signal, price, screen result, or commentary. We are not liable for any loss or damage arising from your use of, or reliance on, the Site.

8. No solicitation in restricted jurisdictions

The Site is published from the United States and is intended for use by individuals in jurisdictions where its content is lawful. Nothing on this Site is an offer or solicitation in any jurisdiction where such an offer or solicitation would be unlawful. Visitors are responsible for complying with the laws of their own jurisdiction.

9. Changes

We may update these terms and disclaimers at any time. Continued use of the Site after a change constitutes acceptance of the updated terms.

10. Contact

Questions about this disclaimer can be sent to hello@halalstockpicks.com.